Making money is easy. It is. The difficult thing in life is not making it. It’s keeping it. ~Jim Rohn
Sophie reflected on the plans she desired to achieve. The challenge? Achieving them required money beyond her regular earnings to cover monthly expenses (mortgage, childcare, general living). But what about things like student loan debt, a special birthday getaway trip? Things that are not the norm but the exception? Things that your regular budget will not allow? Not to mention income diversification and financial independence. These are so important these days yet it seems out of reach for many. Here are 10 side hustles for the brave goal hustler:
- Financial Coaching or Career Coaching (High Demand). Perfect if you enjoy guiding people. You can specialize in:
- Budgeting + debt payoff coaching
- Career coaching for early professionals in finance
- Money-mindset coaching
- Financial wellness workshops for small businesses
Income Range: $75–$250/hour
Why it works: People need guidance but don’t always need a financial advisor.
- Bookkeeping Services for Small Businesses. Many small entrepreneurs don’t need a full CFO, just someone to handle:
- QuickBooks setup
- Monthly bookkeeping
- Payroll
- Reconciliation
Income Range: $300–$2,500 per client monthly
Easy entry: QuickBooks and Xero both offer certifications.
- Freelance Financial Analyst. Offer your skills on platforms like Upwork or Fiverr. Build financial models:
- Market analysis
- Profitability reviews
- Budget creation
- Forecasting
Income Range: $30 – $150/hour
Why it works: High-demand specialized skillset.
- Tax Preparation (Seasonal but Lucrative). If you’re familiar with taxation, this is one of the most reliable recurring side hustles.
- Individual tax returns
- Small business tax support
- Tax planning sessions
Income Range: $150–$1,500 per client
Bonus: High repeat business.
- Financial Content Creation. You can earn by creating:
- YouTube videos
- LinkedIn ghostwriting for finance CEOs
- Personal finance blogs
- Paid workshops or courses
- Instagram carousels on money tips
Income Range: $500–$5,000/month (once consistent)
Your finance background makes your insight more credible.
- Build & Sell Financial Templates. If you like Excel or Google Sheets, create:
- Budget spreadsheets
- Loan calculators
- Investment trackers
- Business financial dashboards
- Startup financial model templates
Sell on Etsy, Gumroad, or your website.
Income Range: $500–$7,000/month (passive once created)
- Virtual CFO or Fractional Finance Manager. For small and mid-sized businesses that can’t afford a full-time CFO. You help with:
- Profit strategy
- Cash flow improvement
- Cost reduction
- Financial decisions and KPIs
Income Range: $1,500–$10,000/month per client
Very strong for someone with corporate finance or HR background.
- Corporate Training & Workshops. As a finance professional, you can teach:
- Financial literacy
- Budgeting for non-financial managers
- How to read financial statements
- Cash-flow management for entrepreneurs
Income Range: $750–$5,000 per workshop
Perfect for in-person or online seminars.
- Real Estate Analysis or Consulting. You don’t need to be a realtor. You can help:
- Investors analyze deals
- Provide ROI calculations
- Compare rental vs purchase
- Run cash-flow models
Income Range: $150–$1,000+ per project.
- Grant Budget Preparation. Nonprofits often struggle with the financial portion of grants. You can prepare:
- Grant budgets
- Financial narratives
- Cost allocation
Income Range: $300–$3,000 per grant
Very high need in small nonprofits.
There you have it. Ideas to start earning dollars on the side. Go ahead choose one or two if you dare. But remember, balance is key and maintaining your regular job obligations is important.
Any missing that you would like to add? Do share. We would love to hear!
Cheers!
