The Most Important Leader You’ll Ever Lead

I sat in the stillness of the morning dew. Birds chirping quietly. Soft breeze moving through treetops amidst the dew heavy grasses. The cool, still air of sunrise created the perfect moment for my thoughts to breathe.

As I mentally listed the many roles I carry; author, coach, mentor, leadership developer, colleague, mom, and more; I realized someone was missing from the list.

Me.

In the hustle and bustle of life, I had quietly disappeared from my own list. Sadly, that isn’t uncommon. Many leaders become so committed to serving others that they forget to lead themselves.

With trailing thoughts the question arose, Who is the most important person you will ever lead?” It isn’t your team. It isn’t your organization. It isn’t your family.

It’s You

Yes, you. We spend a great deal of time learning how to lead others: our teams, organizations, and families. But the most important leadership journey begins much closer to home. It begins with leading ourselves.

Self-leadership is the daily practice of managing our thoughts, choices, attitudes, and actions before expecting others to follow our example. It isn’t about perfection. It’s about intentional growth.

The strongest leaders aren’t always the loudest voices in the room. They’re often the ones who have learned to pause before reacting, stay true to their values, admit when they’re wrong, and keep growing long after they have earned the title.

Every day presents us with Choices:

  • Will I let fear make this decision?
  • Will I choose comfort over growth?
  • Will I respond, or simply react?

Those quiet decisions shape our leadership more than our title ever will. As you prepare for the week ahead, take a moment to reflect:

  • What habit is helping me become a better leader?
  • What mindset do I need to leave behind?
  • What one courageous step will I take this week?

Leadership isn’t built in a single moment. It’s built one decision at a time.

The quality of your leadership tomorrow depends on how well you lead yourself today.

What is one self-leadership habit you’re committed to strengthening this week?

10 Mini Retreats To Help You Unwind & Reboot At Almost No Cost

The start of something new brings hope and excitement. ~ Gabriel Chase

As leaders, we’re often wired to keep going. We push through deadlines, lead teams, solve problems, and pour our energy into everyone else. After weeks, or even months of operating at full speed, it’s easy to find yourself physically exhausted, mentally drained, and creatively depleted.

Perhaps you’re longing for a vacation, but time, responsibilities, or finances make a dream getaway unrealistic right now. The good news is that renewal doesn’t always require a plane ticket or an expensive resort. Sometimes the most meaningful reset comes from intentionally stepping away, even for a few hours.

These 10 simple, budget-friendly mini-retreat ideas are designed to help you slow down, unwind, reconnect with yourself, and reignite your creativity. Whether you need clarity for your next leadership decision, fresh inspiration for your writing, or simply a moment to breathe, these low-cost escapes can help you return refreshed, refocused, and ready for what’s next.

1. Create a “CEO Retreat Day”

Leave home by 8:00 a.m. Pack:

  • Your book
  • Journal
  • Beach chair
  • Water
  • Simple lunch
  • Fruit/snacks
  • Favorite music

Spend the day moving slowly.

Morning:

  • Beach walk
  • No phone except photos

Late morning:

  • Journal about life, not business.

Afternoon:

  • Sit under a tree or umbrella and simply watch the ocean.

Get home before sunset.

2. Sunrise Beach Therapy

  • Go before everyone arrives.
  • Bring coffee.
  • No agenda.
  • Watch the sun come up.

There is something incredibly calming about beginning the day before the world gets noisy.

Even one hour feels restorative.

3. State Parks

Find an amazing state park for only a small entrance fee.

  • Take your lunch
  • Read
  • Walk
  • Watch wildlife
  • No meetings

4. Botanical Garden

Instead of shopping, spend two or three hours wandering gardens. The slower pace naturally quiets the mind.

5. Library + Coffee + Beach

This one sounds simple but is surprisingly restorative.

Morning:

  • Browse a library
  • Pick up one inspiring book (not work)

Then:

  • Local coffee shop

Then:

  • Beach

Read for pleasure. No notetaking.

6. Picnic by the Water

Instead of eating inside: Pack:

  • Fresh fruit
  • Sandwiches
  • Sparkling water
  • Blanket

Find:

  • An inlet
  • Marina
  • Quiet beach
  • Lake

Stay three hours. Leave your laptop at home.

7. Artist Day

If you’re a creator. Spend a day doing things that feed creativity instead of productivity. Maybe:

  • Visit an art museum
  • Photograph interesting doors
  • Photograph waves
  • Collect shells
  • Write one poem
  • Sketch

No pressure to produce anything.

8. Sunset Reset

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Instead of watching TV, drive to the beach. Watch the sunset. Leave. One hour. Sometimes that’s enough.

9. Personal Silent Retreat

One day.

  • No email.
  • No LinkedIn.
  • No Instagram.
  • No writing projects.
  • No work.

Only:

  • Prayer
  • Reading Scripture
  • Journaling
  • Gratitude
  • Walking
  • Listening

If you’re a person of faith, and have a daily walk with God, this may be the most renewing option of all.

10. “Dream Again” Day

This may be especially useful for someone like you.

  • Not planning.
  • Not budgeting.
  • Not working.
  • Just dreaming.

Take your notebook and write:

  • Where do I want to be in five years?
  • What types of engagements would bring me joy?
  • Which organizations would I love to serve?
  • What legacy do I want to leave?
  • What would make this next chapter lighter?
  • Other

No action plans. Just possibility.

One More Thought

If you’re a Giver, very few goals may be about giving something back to yourself. The GreenLight Factor teaches people to recognize the right signal before moving forward. This may be your YellowLight season; a reminder to pause, regain clarity and replenish your energy before the next GreenLight (see Chapter 4)

My challenge to you is simple:

Schedule one full “CEO Retreat Day” during the next two weeks. Don’t wait until you can afford a formal vacation. A quiet day with the ocean, a journal, and no agenda may give you exactly the reset you need for everything that’s coming next.

Cheers!

What Freedom Means to Leaders

Every year on the Fourth of July, we celebrate freedom. Yet as I reflect on Independence Day this year, I find myself thinking about another kind of freedom. One that rarely makes headlines but shapes our lives every day.

We remember the courage of those who envisioned a future different from the one they inherited. We celebrate the principles of liberty, opportunity, and the right to choose our own path.

It is the freedom to lead.

Not leadership defined by a title or position, but leadership defined by the decisions we make when no one else can make them for us.

Professionals are Held Back by Hesitation

Throughout my years in leadership development, I’ve discovered that many talented professionals are not held back by a lack of ability. They are held back by hesitation.

  • The hesitation to apply for the role.
  • The hesitation to launch the business.
  • The hesitation to write the book.
  • The hesitation to have the difficult conversation.
  • The hesitation to leave what is comfortable for what is possible.

Ironically, many of us are free by every external measure, yet remain imprisoned by uncertainty, fear, or the opinions of others.

Leadership begins the moment we recognize that no one else can grant us permission to move forward.

That realization became one of the inspirations behind The GreenLight Factor. In studying leadership transitions, I observed that successful leaders were not simply those who moved quickly. They were those who learned to recognize the right signal at the right time.

  • Sometimes leadership requires a RedLight. The discipline to stop before making a costly decision.
  • Sometimes leadership requires a YellowLight. The wisdom to pause, gather information, and prepare before moving forward.
  • And sometimes leadership requires a GreenLight. The courage to act with confidence when the opportunity is aligned with purpose, preparation, and timing.

Freedom is not the absence of responsibility. Freedom is the ability to make wise choices.

As leaders, we are constantly navigating intersections: career transitions, organizational change, family responsibilities, new opportunities, and unexpected challenges. At each intersection, we are making decisions that shape not only our own future, but also the lives of those who trust us to lead.

Perhaps the greatest independence we can experience is freedom from the beliefs that tell us:

“I’m not ready.”

Someone else is more qualified.”

Maybe next year.”

Leadership asks Different Questions

What if now is the time?

What if this opportunity was placed before you for a reason?

What if your next GreenLight has already appeared, and all that remains is the decision to move?

As fireworks light the evening sky this Independence Day, they will remind us of moments worth celebrating. But when the celebration ends and ordinary life resumes, our leadership journey continues.

  • Each new day presents another intersection:
    • Another decision
    • Another opportunity to lead with clarity rather than fear
    • Another chance to become the kind of leader who doesn’t simply wait for change but helps create it.

This Independence Day, I encourage you to celebrate more than the freedom of a nation. Celebrate the freedom to choose courage over comfort. Purpose over procrastination. Leadership over hesitation.

Because sometimes the most important declaration we make is not written on paper. It is the quiet decision to move forward when our GreenLight appears.

What is one GreenLight decision you’re ready to make this season? I’d love to hear your thoughts.

What Happens When Your Leaders Don’t Know Their Next Move?

One of the leaders I worked with was exceptionally talented. She was respected by her team, consistently delivered results, and had recently been promoted into a larger role. Yet despite her success, she found herself overwhelmed by competing priorities, difficult decisions

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Leadership Lessons: The Devil Wears Prada

Not every opportunity is aligned

What if one of the most powerful leadership lessons didn’t come from a boardroom but from a fashion magazine?

I recently revisited Just Stuff, an observation written based on the movie, The Devil Wears Prada and saw it differently. Not as a story about fashion or ambition, but as a case study in leadership decision-making.

At its core, it reflects what many leaders experience every day: standing at critical intersections, navigating pressure, identity, and expectations. Through the lens of my GreenLight Leadership Framework, three signals stood out:

🔴 RED LIGHT: When to Stop
Not every opportunity, no matter how prestigious, is aligned.
Sometimes the greatest leadership decision is recognizing when something is costing you too much.

🟡 YELLOW LIGHT: When to Assess
Growth can be deceptive. You may be advancing externally while becoming disconnected internally. Pause long enough to ask: Is this who I want to become?

🟢 GREEN LIGHT: When to Move
The most powerful moment in the film wasn’t success, it was clarity.
Choosing alignment over approval.
Purpose over pressure.

Developing leadership is a poignant process because leadership isn’t just about moving forward. It’s about moving forward at the right time, for the right reasons.

Many leaders today aren’t stuck because they lack ability. They are stuck because they are navigating the wrong signal.

So I’ll leave you with this:

Where are you right now?
🔴 Stopping
🟡 Assessing
🟢 Moving

Do share, we would love to hear.

Wish to learn more? Sign up for a greenlight leadership lab or get your copy of the book.

Cheers!

Get Up And Move

All truly great thoughts are conceived while walking. ~ Friedrich Nietzsche

Get up and move. That’s me. Finally selected a ‘walking’ friend in another state. I’d have her as an accountability partner for my need-to-move decision. To exercise. To stay healthy. To think. To write. My goal was simple. Walk at minimum twice weekly as a start (secretly hoping for more). But two times per week was manageable. After-all, the week has 7 days. I drive out of town a lot so twice should be achievable.

And We’re Off!

Walked 30 minutes! Yea! I did it. Before our midweek check-in, my friend sent me a video on the 2nd day. I screamed by text. “Don’t rush me or don’t bother with the accountability.”

Then I looked at the video. It was doing sit ups. Rolled my eyes since of late I have been experiencing a bit of back pain. There’s no way I can go that low much less to do the sit up.

Then I did it. Oh so satisfying! Yippee!

Next Steps

I snuck away. The weather wasn’t great. Cold. Windy. But I walked. Went a slightly longer route to get to the regular route. Why? Because there was a lady slowly running ahead of me. Not wanting to bump into her space (or more-so she into mine), I walked around. She ran ahead, then disappeared. Nowhere in sight.

I walked along. It worked to my benefit because I added another 10 minutes to my stretch. Horrible back pains but I did it slowly, but surely. Stopping to stretch along the way.

Got home. Did what I love. Wrote about my steps in this medium. Hmm, what if this is an inspiration to write, to put it in a journal of sorts?

Climbed the stairs. Then looked at the wide-open space between rooms and laid on the floor. Guess what I did? 30 sit-ups in blocks of 5 and 10. I’m so very proud of me!!!

I think I can do this! Again. I’ll keep going. One would never believe I was a track and field athlete (smirk).

So that’s how you do all things uncomfortable. No matter what it is. Career, education, financial, relationship, homeownership. Whatever your goal, you accomplish it one step at a time. One day at a time. Bigger goals become accomplished.

Cheers!

Why I Wrote GreenLight: And The Problem I Kept Watching People Get Wrong

I’ve watched a lot of talented people make the same mistake.

Not the same decision, the same kind of mistake. The pattern shows up in different forms, at different career stages, for people in wildly different circumstances. But underneath the surface details, it’s always the same thing: they are making a significant decision from a place that isn’t theirs. From pressure, or expectation, or exhaustion, or the accumulated weight of what success is supposed to look like at their stage of life. And they’re moving fast, because our culture rewards speed and treats deliberation as hesitation.

The results are predictable. Not always dramatic. Sometimes just the slow accumulation of misalignment. The career that looks successful and feels hollow. The role that seemed right and slowly reveals itself as wrong. The decision made in the right direction for the wrong reasons, which turns out to matter more than most people expect.

I started writing The GreenLight Factor because I kept seeing this happen to people who deserved better tools.

The Intersection Nobody Prepares You For

We spend enormous resources preparing people to lead forward. How to execute, how to manage, how to navigate complexity and build teams and drive results. These are real and valuable skills. They are not the skills that determine whether someone builds a career and a life that is actually theirs.

The skill that determines that is navigational. It’s the capacity to arrive at a crossroads. A genuine moment of decision about direction, commitment, and cost, and make a wise choice rather than a reactive one. To know when to stop, when to pause, and when to go. And to do that from a foundation of genuine self-knowledge and clear values rather than from whatever the moment is asking of you.

Most people were never taught this. Not formally, not systematically. They navigate by instinct and imitation, or they follow the path that generates the most external validation, or they make decisions the way they have always made them and wonder why the results keep feeling off. The framework was not available to them.

The Greenlight Factor is an attempt to make it available.

Why traffic lights

The metaphor came from real life. From noticing how often the language people use when they are at a decision point is already traffic language. They talk about things feeling like a red flag. About needing to pause. About the sense that they should be moving but can’t quite go.

The language was already there. What was missing was the framework.

Traffic signals work because they are universal and instantly understood. You don’t need to learn them. You internalized them as a child. Red means stop. Yellow means proceed with caution. Green means go. The framework translates that universal language into the territory of leadership transitions. The moments when you have to figure out whether to halt your current trajectory, pause for reflection and recalibration, or move forward with confidence.

Three signals. Infinite intersections. The same need at every one, to read what’s actually showing, and honor it.

What The Book Is And Isn’t

The GreenLight Factor is not a book about how to make faster decisions. It’s a book about how to make wiser ones, and those two things are not the same. Some of the most important moves in the book involve slowing down, pausing deliberately, and sitting with uncertainty long enough to understand what it’s actually telling you.

It’s not a book about career optimization in the conventional sense. The people in the book’s pages are not chasing maximum achievement. They are navigating toward lives that are genuinely theirs, aligned with their values, suited to their actual wiring, chosen from the part of them that knows what they need rather than the part that knows what looks impressive.

And it’s not a book about having all the answers. It’s a book about developing the capacity to sit with the questions long enough to find the ones that matter, and to trust what you find when you do.

Who It’s For

  • It’s for the person who has everything they are supposed to want, yet can’t figure out why it doesn’t feel like enough.
  • The person who is standing at an intersection they can’t name, feeling a signal they don’t have language for. The person who keeps almost moving and doesn’t know why they are still parked.
  • It’s for the person watching someone they care about make a decision that doesn’t look right from the outside, and not knowing how to say so in a way that lands.
  • It’s for anyone who has learned to lead forward and is still figuring out how to lead wisely.

That’s the problem I kept watching people get wrong. And this book is my best attempt at the framework that helps.

The traffic light doesn’t create the intersection. It just helps you navigate it safely. You’re already at an intersection. The question is whether you’re reading the signal.

The Greenlight Factor: Leading Through Transition is coming soon. Follow along here for more on the framework, the stories behind it, and the intersections that define how we lead our lives.

Cheers!

5 Self-Published Authors Who Made it Big & How You Can Too

1. E.L. James – Fifty Shades of Grey

  • Starting Point: Self‑published as an e‑book and print‑on‑demand.
  • Breakthrough: Went viral through online word-of-mouth and book clubs.
  • Result: Sold over 150 million copies; major movie trilogy.
  • Lesson: Leverage niche communities (like book clubs, online forums) to spark buzz.

2. Hugh Howey – Wool

  • Starting Point: Released short dystopian story independently on Amazon.
  • Breakthrough: Readers demanded more; he expanded it into a series.
  • Result: Bestseller, foreign rights sales, and Apple TV+ adaptation Silo.
  • Lesson: Listen to your audience and let their feedback shape your next steps.

3. Colleen Hoover – Slammed

  • Starting Point: Self‑published in 2012 while working a full‑time job.
  • Breakthrough: Book bloggers and social media amplified her work.
  • Result: Multiple #1 NYT bestsellers; Netflix adaptation of It Ends With Us.
  • Lesson: Build genuine relationships with influencers and reviewers.

4. Andy Weir – The Martian

  • Starting Point: Posted story for free on his blog, then on Kindle for $0.99.
  • Breakthrough: Readers recommended it heavily; caught publisher’s and Hollywood’s attention.
  • Result: NYT bestseller and Oscar-nominated film starring Matt Damon.
  • Lesson: Offer value first—sometimes giving content away builds your biggest fanbase.

5. Amanda Hocking – Trylle Trilogy

  • Starting Point: Self‑published paranormal romance e‑books.
  • Breakthrough: Priced affordably and marketed directly to YA readers online.
  • Result: Over 1 million copies sold; multi‑million‑dollar deal with St. Martin’s Press.
  • Lesson: Use smart pricing and targeted marketing to quickly grow sales.

Takeaway for Aspiring Authors

Self‑publishing is no longer “Plan B.” It’s a proven path to bestseller lists, film deals, and global readership—if you combine quality writing with smart marketing.

Your next step:

  • Identify your audience
  • Engage them before your book launches
  • Use online platforms to amplify your reach

Why Select IG Posters Fear Visibility

Doing it for the Gram

Sherry reached out. She had stopped posting on social media because her colleagues were commenting that they liked what she was posting. Alarmed, she ‘got into her head’ and stopped posting. During a coaching session she shared her inner dialogue as she contemplated her podcasting experience.

This happens all the time. It’s actually a sign the leader is growing and starting to get visibility. It’s not that they are doing anything wrong.

When people begin watching, liking, commenting, and sharing, the individual poster suddenly feels, “They’re watching me.”

  • “Now I have to be perfect.”
  • “What if I say the wrong thing?”
  • “What if they think I’m trying too hard?”
  • “What if I’m judged by colleagues, family, church, old classmates?”
  • “Now I have pressure to keep going.”
  • So instead of it feeling like support, it feels like a spotlight.

What’s Really Happening (The Psychology)

When the audience grows, the individual moves from “posting casually” to feeling like they are:

✅ being evaluated
✅ being monitored
✅ being compared
✅ being expected to perform

It becomes an identity shift, from private person to being a public leader. That transition can trigger fear, perfectionism, and imposter syndrome.

Why the Poster Stops Posting. Here are the most common reasons:

1) Performance Pressure. They think: “Now I have to keep delivering.”
So they pause until they feel “ready” which essentially becomes avoidance.

2) Fear of Judgment. Even positive attention can feel unsafe if they’re not used to being visible.

3) Fear of Success. The brain says: “If I get bigger, I’ll have more responsibility and more criticism.”

4) Over-identifying with the audience. They start posting for approval instead of posting with purpose.

Here’s How to Resolve It

Here are some solutions to resolve it.
1) Reframe: Being watched is a leadership signal. Replace, “They’re watching me” with:

  • “My voice is working.”
  • “I’m building trust.”
  • “People are paying attention because it resonates.”

Remember Visibility is not danger. It’s influence.

2) Create a new rule: “I post to serve, not to impress.” A simple mantra: “I’m not auditioning. I’m contributing.” Or: “This is leadership, not performance.”

3) Lower the stakes with a “minimum posting standard.” Perfection kills consistency. A simple baseline may be:

✅ 2 posts per week
✅ or 1 post + 3 comments per week
✅ or 3 short posts (no more than 5 sentences)

Make it non-negotiable and small. Consistency builds safety.

4) Use a “quiet confidence” posting style. If you’re shy, don’t force yourself to be loud. Formats that feel professional and safe are:

  • “3 quick lessons I learned this week…”
  • “A reminder for leaders navigating change…”
  • “Here’s a simple framework I use with clients…”
  • “One thing many leaders overlook is…”

5) Create boundaries around who gets access. Sometimes the fear is “too many people know me.” Here are some solutions.

  • Hide/limit certain audiences (Facebook has options)
  • Use LinkedIn as their primary “professional stage”
  • Don’t read comments immediately (algorithm aside)
  • Reply in batches (twice a week)
  • Visibility needs boundaries.

6) Normalize the discomfort: it’s growth, not danger. “Your nervous system is not used to being seen. That doesn’t mean stop. It means you’re expanding.”

This is what is called leadership exposure therapy:

  • Post
  • Feel nervous
  • Survive it
  • Repeat

Soon the fear fades.

7) Pre-write content so your emotion doesn’t control your action. Confidence is unreliable, systems are reliable. Try building:

  • 20 post prompts
  • 5 “signature topics”
  • 10 reusable frameworks

In this way you’re not deciding what to post while anxious.

In essence, you’re not shy. You’re adjusting to visibility. People watching means you are becoming influential. If you stop posting, the fear wins, and your future audience loses. So play it safe by using a simple posting schedule and low-pressure formats until visibility feels normal.

What has been your experience? Is there anything you would like to add? What worked for you? Please share. We would love to hear.

Cheers!

Before the New Year Begins: A Leadership Reflection

At a gathering, family and friends were asked to reflect. Sonia asked each to share one thing they were thankful for. Marriage, graduation, opportunities, sports achievement, divine protection, new car, life and the aged still living were among the thoughts shared.

But one thing stood out. As Stephan ended giving thanks collectively in prayer, shouts rang out at her thoughts that hit home. Many rushed with hugs and adoration, but one stood out. George turned to her mom and pointed at her. Without saying a word, his action said it all. Mom had passed the baton to Stephan and stood watching as the group embraced. Indeed mom felt pride that her labor was not in vain.

Before the New Year Begins

As the year comes to a close, leaders are already thinking about goals, plans, and next moves. But before we rush into the next chapter planning our dreams and aspirations, there’s value in pausing to reflect.

Personal growth doesn’t always show up as promotions, metrics, or public wins. Often, the most meaningful growth happens quietly.

This year, growth may have looked like:

  • Choosing courage when fear was familiar.
  • It may have meant staying committed when quitting felt easier.
  • Or letting go of roles, relationships, or expectations that no longer aligned with who you’re becoming.

Understand that Leadership begins within. Before we lead teams, organizations, families or communities forward, we must first acknowledge our own evolution.

As you prepare for the new year, consider these questions:

  • Who have I grown into this year?
  • What did this season teach me about myself?
  • What alignment (not perfection) do I want to carry forward?

Clarity comes after commitment

You don’t need every answer before January 1st. Clarity often comes after commitment.

As the calendar turns, may the next year be marked by your:

  • Intentional leadership
  • Purposeful growth
  • The courage to move forward aligned with who you truly are.

Reflection:

What is one lesson this year taught you about your leadership or personal growth? Think about it. Acknowledge it and Do share. We would love to hear.

Cheers!

10 Side Hustles For Money Lovers

Making money is easy. It is. The difficult thing in life is not making it. It’s keeping it. ~Jim Rohn

Sophie reflected on the plans she desired to achieve. The challenge? Achieving them required money beyond her regular earnings to cover monthly expenses (mortgage, childcare, general living). But what about things like student loan debt, a special birthday getaway trip? Things that are not the norm but the exception? Things that your regular budget will not allow? Not to mention income diversification and financial independence. These are so important these days yet it seems out of reach for many. Here are 10 side hustles for the brave goal hustler:

  1. Financial Coaching or Career Coaching (High Demand). Perfect if you enjoy guiding people. You can specialize in:
  • Budgeting + debt payoff coaching
  • Career coaching for early professionals in finance
  • Money-mindset coaching
  • Financial wellness workshops for small businesses

Income Range: $75–$250/hour
Why it works: People need guidance but don’t always need a financial advisor.

  1. Bookkeeping Services for Small Businesses. Many small entrepreneurs don’t need a full CFO, just someone to handle:
  • QuickBooks setup
  • Monthly bookkeeping
  • Payroll
  • Reconciliation

Income Range: $300–$2,500 per client monthly
Easy entry: QuickBooks and Xero both offer certifications.

  1. Freelance Financial Analyst. Offer your skills on platforms like Upwork or Fiverr. Build financial models:
  • Market analysis
  • Profitability reviews
  • Budget creation
  • Forecasting

Income Range: $30 – $150/hour
Why it works: High-demand specialized skillset.

  1. Tax Preparation (Seasonal but Lucrative). If you’re familiar with taxation, this is one of the most reliable recurring side hustles.
  • Individual tax returns
  • Small business tax support
  • Tax planning sessions

Income Range: $150–$1,500 per client
Bonus: High repeat business.

  1. Financial Content Creation. You can earn by creating:
  • YouTube videos
  • LinkedIn ghostwriting for finance CEOs
  • Personal finance blogs
  • Paid workshops or courses
  • Instagram carousels on money tips

Income Range: $500–$5,000/month (once consistent)
Your finance background makes your insight more credible.

  1. Build & Sell Financial Templates. If you like Excel or Google Sheets, create:
  • Budget spreadsheets
  • Loan calculators
  • Investment trackers
  • Business financial dashboards
  • Startup financial model templates

Sell on Etsy, Gumroad, or your website.
Income Range: $500–$7,000/month (passive once created)

  1. Virtual CFO or Fractional Finance Manager. For small and mid-sized businesses that can’t afford a full-time CFO. You help with:
  • Profit strategy
  • Cash flow improvement
  • Cost reduction
  • Financial decisions and KPIs

Income Range: $1,500–$10,000/month per client
Very strong for someone with corporate finance or HR background.

  1. Corporate Training & Workshops. As a finance professional, you can teach:
  • Financial literacy
  • Budgeting for non-financial managers
  • How to read financial statements
  • Cash-flow management for entrepreneurs

Income Range: $750–$5,000 per workshop
Perfect for in-person or online seminars.

  1. Real Estate Analysis or Consulting. You don’t need to be a realtor. You can help:
  • Investors analyze deals
  • Provide ROI calculations
  • Compare rental vs purchase
  • Run cash-flow models

Income Range: $150–$1,000+ per project.

  1. Grant Budget Preparation. Nonprofits often struggle with the financial portion of grants. You can prepare:
  • Grant budgets
  • Financial narratives
  • Cost allocation

Income Range: $300–$3,000 per grant
Very high need in small nonprofits.

There you have it. Ideas to start earning dollars on the side. Go ahead choose one or two if you dare. But remember, balance is key and maintaining your regular job obligations is important.

Any missing that you would like to add? Do share. We would love to hear!

Cheers!

10 Uplifting Ways to Embrace the Christmas Spirit

The Christmas Spirit is a feeling of joy, generosity, kindness, and goodwill toward others often evoked by holiday traditions like decorating, gift-giving, music and spending time with loved ones. It’s also associated with fostering a festive, charitable, and warm atmosphere, often seen in acts of service and connecting with family, friends and even strangers during the winter season. (wikiHow)

Depending on how your year has been, you may have come into contact with individuals who complain of not experiencing that Christmas feeling. It is that spirit associated with past customs. Many force themselves into that feeling or pretend to get into the Christmas spirit. Some don’t bother and succumb to being depressed after suffering the loss of a loved one, familiar surroundings, or even a job.

Here are some uplifting, practical, and non-financial ways to help you or a colleague, get into the Christmas spirit. The season may feel heavy, disappointing, or overwhelming. So let’s see what we can do to overcome that feeling.

Ways to Get into the Christmas Spirit (Even When Life Feels Heavy)

1. Create a Simple “Good Moments” Ritual

Even during a difficult season, one meaningful moment a day can shift your emotions. These cost nothing yet helps your mind anchor in peace.

  • Light a candle at sunset
  • Make a cup of peppermint tea
  • Play one Christmas song you love
  • Sit quietly for 3 minutes and breathe
2. Revisit a Favorite Memory

Nostalgia is scientifically calming. Take 5 minutes to try these simple tips which will reconnect you to joy without requiring money or big plans.

  • Write down your favorite Christmas memory
  • Look at an old holiday photo
  • Re-watch a childhood Christmas movie clip
  • Make a dish that reminds you of home
3. Serve or Encourage Someone

When life feels disappointing, purpose restores hope. Here are some non-financial ways to give back. Remember, helping someone else elevates your own spirit.

  • Call someone you haven’t spoken to in a while
  • Write a handwritten encouragement note
  • Volunteer for 1 hour at a community event
  • Help a neighbor carry groceries or decorate
  • Read a Christmas story to a child or senior
4. Declutter One Small Space

A clearer environment creates emotional room for joy. Try any of these which will give you a sense of renewal going into the new year.

  • Cleaning one drawer
  • Tidying your desk
  • Freshening your bedroom with a sheet change
  • Hanging a single string of lights or placing one ornament in a meaningful spot
5. Start a Personal Christmas Gratitude List

Write down 12 things you are grateful for this year, even if they are small. Focus areas could be:

  • Growth
  • Lessons Learned
  • People who supported you
  • Unexpected blessings
6. Create a New Tradition (Simple or Free)

Traditions don’t need to be expensive. New traditions can help you reclaim the season in a way that fits your life now. For example, my own tradition started with hosting Christmas morning breakfast with family and close friends. That way, family members were available for evening dinner with the in-laws. We exchange gifts and more. As the kids grew, budget became an issue (hint – teenagers). We then adopted a young adult gift exchange as is done in corporate jobs.

  • Eat by candlelight for the month of December
  • Go for a night walk or drive to look at neighborhood lights
  • Read one uplifting quote or scripture each morning
  • Bake something simple like Christmas cake or banana bread
  • Host a zoom or phone call “Christmas check-in” with a friend group
7. Limit the Noise and Protect Your Peace

Sometimes, the best way into the Christmas spirit is finding quiet. Give yourself permission to slow down without guilt.

  • Turn off the news for a day
  • Unfollow accounts that drain your emotions
  • Say “no” to events that overwhelm you
8. Play Christmas Music or Ambient Sounds

Music is emotionally powerful. Let sound create the atmosphere.

  • Free playlists on YouTube
  • Gospel Christmas songs
  • Instrumental Christmas Jazz
  • Nativity meditation music
  • Fireplace or snowy cabin ambience videos
9. Journal Your Feelings But End With Hope

Disappointment is real. Letting it out helps you move forward. Take a look at these prompts, then end with one hopeful expectation for 2026.

  • What has been hard for you this season?
  • What do you need emotionally right now?
  • Where have you seen God’s hand even in small ways?
  • What’s one hopeful expectation for 2026?
10. Connect Spiritually

The holidays are the perfect time to reconnect with faith. Spiritual grounding brings meaning beyond the festivities.

  • Read a daily advent devotional
  • Join a free online Christmas service
  • Mediate on peace, hope, joy and renewal
  • Take a quiet prayer walk

These 10 tips were non-financial ways. With the commercialization of the season, Christmas can attract expenses. Here are a few that comes with financial input.

  • Buy one symbolic ornament that represents growth
  • Support a small business with a small purchase
  • Treat yourself to a cozy candle
  • Gift a coaching session or buy a session for someone in transition
  • Attend a low-cost community concert or holiday market

Essentially, getting into the Christmas spirit is not about perfection, money, or big celebrations. It’s about small, intentional choices that bring warmth, connection and hope back into your day.

Here’s hoping these tips will help boost your spirit this holiday. Now it’s your turn. Are there annual customs that you would like to add? Is any missing that you plan to implement as a new tradition? Please share. We would love to hear!

Cheers and Happy Holidays!

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