10 Side Hustles For Money Lovers

Making money is easy. It is. The difficult thing in life is not making it. It’s keeping it. ~Jim Rohn

Sophie reflected on the plans she desired to achieve. The challenge? Achieving them required money beyond her regular earnings to cover monthly expenses (mortgage, childcare, general living). But what about things like student loan debt, a special birthday getaway trip? Things that are not the norm but the exception? Things that your regular budget will not allow? Not to mention income diversification and financial independence. These are so important these days yet it seems out of reach for many. Here are 10 side hustles for the brave goal hustler:

  1. Financial Coaching or Career Coaching (High Demand). Perfect if you enjoy guiding people. You can specialize in:
  • Budgeting + debt payoff coaching
  • Career coaching for early professionals in finance
  • Money-mindset coaching
  • Financial wellness workshops for small businesses

Income Range: $75–$250/hour
Why it works: People need guidance but don’t always need a financial advisor.

  1. Bookkeeping Services for Small Businesses. Many small entrepreneurs don’t need a full CFO, just someone to handle:
  • QuickBooks setup
  • Monthly bookkeeping
  • Payroll
  • Reconciliation

Income Range: $300–$2,500 per client monthly
Easy entry: QuickBooks and Xero both offer certifications.

  1. Freelance Financial Analyst. Offer your skills on platforms like Upwork or Fiverr. Build financial models:
  • Market analysis
  • Profitability reviews
  • Budget creation
  • Forecasting

Income Range: $30 – $150/hour
Why it works: High-demand specialized skillset.

  1. Tax Preparation (Seasonal but Lucrative). If you’re familiar with taxation, this is one of the most reliable recurring side hustles.
  • Individual tax returns
  • Small business tax support
  • Tax planning sessions

Income Range: $150–$1,500 per client
Bonus: High repeat business.

  1. Financial Content Creation. You can earn by creating:
  • YouTube videos
  • LinkedIn ghostwriting for finance CEOs
  • Personal finance blogs
  • Paid workshops or courses
  • Instagram carousels on money tips

Income Range: $500–$5,000/month (once consistent)
Your finance background makes your insight more credible.

  1. Build & Sell Financial Templates. If you like Excel or Google Sheets, create:
  • Budget spreadsheets
  • Loan calculators
  • Investment trackers
  • Business financial dashboards
  • Startup financial model templates

Sell on Etsy, Gumroad, or your website.
Income Range: $500–$7,000/month (passive once created)

  1. Virtual CFO or Fractional Finance Manager. For small and mid-sized businesses that can’t afford a full-time CFO. You help with:
  • Profit strategy
  • Cash flow improvement
  • Cost reduction
  • Financial decisions and KPIs

Income Range: $1,500–$10,000/month per client
Very strong for someone with corporate finance or HR background.

  1. Corporate Training & Workshops. As a finance professional, you can teach:
  • Financial literacy
  • Budgeting for non-financial managers
  • How to read financial statements
  • Cash-flow management for entrepreneurs

Income Range: $750–$5,000 per workshop
Perfect for in-person or online seminars.

  1. Real Estate Analysis or Consulting. You don’t need to be a realtor. You can help:
  • Investors analyze deals
  • Provide ROI calculations
  • Compare rental vs purchase
  • Run cash-flow models

Income Range: $150–$1,000+ per project.

  1. Grant Budget Preparation. Nonprofits often struggle with the financial portion of grants. You can prepare:
  • Grant budgets
  • Financial narratives
  • Cost allocation

Income Range: $300–$3,000 per grant
Very high need in small nonprofits.

There you have it. Ideas to start earning dollars on the side. Go ahead choose one or two if you dare. But remember, balance is key and maintaining your regular job obligations is important.

Any missing that you would like to add? Do share. We would love to hear!

Cheers!

Setting Goals: Key to Overcoming Crises

Together we Grow

Ann, a historian and extreme planner, had an adventurous time touring Greece with her husband. During the trip, she shared photos of places she had learned in her undergraduate program. As they began their return trip, civil unrest occurred blocking all flights to leave Turkey, cruise and all. Quick decision, they decided to get out of the country whichever way they could. Both landed in Paris, only to be separated to get back home to the USA. Separation was a non-issue. Their goal was to return safely to their two kids waiting back home.

Times of Crises

There are times of crises as in Ann’s case. But most often we do have opportunities to plan ahead. Financiers will preach that we should plan for times of crises too.

Why is it important to set goals? Because if you don’t know where you’re going, any road will take you there. Where you will end up, who knows? That’s when you will just have to go with the flow.

Goalsetting is the process of identifying desired outcomes and creating a plan of action to achieve them, providing a sense of direction, motivation and focus

So why do we need to set goals? Because setting goals is the process of identifying desired outcomes and creating a plan of action to achieve them, providing a sense of direction, motivation and focus.

That’s the reason it a pleasure to facilitate the writing process with authors. The event was held at the Broward County’s West Regional Library in Plantation, Florida. This session focused on Writers Goal Setting for 2026 books through the Writers Group of South Florida.

If you are an aspiring author, or are ready to take your leadership to the next level and need a copy of the Goal-Setting guide, connect to get yours today. Leadership Assessment also available.

Not an author but ready to take your leadership to the next level through setting your 2026 goals, let’s chat. Referrals are warmly welcomed.

Cheers!

10 Ways To Help You Achieve Your Goals

Goals are the links in the chain that connect activity to accomplishment. —Zig Ziglar

Another year filled with regret at not achieving the goals Sabrina had set. Throughout her career she had helped others achieve their goals, yet it was at the expense of achieving her own personal goals. Something has to give.

If you are like Sabrina, here are some practical steps to help you achieve your goals:

1.Break Down Large Goals

    • Divide big goals into smaller, manageable sub-goals
    • Create a step-by-step action plan
    • Make each milestone specific and measurable
    • Set realistic timelines for each sub-goal

    2.Develop a Concrete Action Plan

    • Write down your goals in detail
    • Specify exactly what you want to achieve
    • Include specific deadlines
    • Identify potential obstacles in advance
    • Create strategies to overcome these obstacles

    3.Prioritize and Track Progress

    Use tools like:

    • Goal tracking apps
    • Physical planners
    • Digital spreadsheets
    • Regularly review and assess your progress
    • Adjust your plan if needed
    • Celebrate small victories along the way

    4. Build Accountability

    • Share your goals with trusted friends/family
    • Find an accountability partner
    • Join support groups related to your goals
    • Consider working with a coach or mentor

    5. Develop Consistent Habits

    • Create daily/weekly routines supporting your goals
    • Practice discipline and consistency
    • Use habit-tracking techniques
    • Start small and gradually build momentum

    Goals: Killing me Softly

    6. Enhance Motivation

    • Visualize success
    • Create a motivational vision board
    • Use positive affirmations
    • Reward yourself for reaching milestones
    • Maintain a growth mindset

    7. Continuous Learning

    • Acquire necessary skills
    • Read relevant books/materials
    • Take courses
    • Seek mentorship
    • Stay updated in your goal’s domain

    8. Manage Time Effectively

    • Use time management techniques
    • Prioritize tasks
    • Eliminate distractions
    • Practice focused work sessions
    • Use productivity tools

    9. Practice Self-Care

    • Maintain physical and mental health
    • Get adequate rest
    • Exercise regularly
    • Practice stress management
    • Maintain a balanced lifestyle

    10. Stay Flexible and Resilient

    • Accept that setbacks will happen
    • Learn from failures
    • Be adaptable
    • Maintain a positive attitude
    • Continuously reassess and adjust your approach

    Follow these steps to achieve your goals as you step into a new phase of your career. Need help? Let’s connect

    Cheers!

    10 Tips On How To Coach Employees on Career Development Without Micromanaging

    Change a game.

    Change a life.

    A good coach can change a game. A great coach can change a life.

    John Wooden

    She ran to the restroom and screamed. Sabrina had a job to do, and her manager knew she could do it well, but she kept questioning her over the past six months. As the year-end drew near, the project was near due. But the constant checking in was more of a time waster than productive. Sabrina became frustrated. How could she tell her manager to allow her to focus?

    Coaching employees on career development without resorting to micromanagement requires a delicate balance of support, guidance, and autonomy. As a leadership coach, I recommend employing a coaching approach that fosters individual growth and self-driven progress is important. Here’s a brief summary of 10 tips on how to approach this:

    1. Establish Trusting Relationships: The foundation of effective coaching is trust. Build strong, open, and honest relationships with employees, creating a safe space for them to share their career aspirations, concerns, and challenges.
    2. Active Listening: Actively listen to employees, understand their goals, strengths, and areas for improvement. By attentively hearing their needs, supervisors can tailor coaching discussions to their unique career paths.
    3. Goal Setting: Together with employees, collaboratively set clear, SMART (Specific, Measurable, Achievable, Relevant, Time-bound) goals. This ensures that their career objectives are well-defined and realistic.
    4. Empower and Encourage: Instead of micromanaging, empower employees to take ownership of their career development. Encourage them to seek out opportunities, challenge themselves, and take initiative in their professional growth.
    5. Provide Resources: Offer guidance on available resources, such as training programs, workshops, or mentorship opportunities, that can aid employees in acquiring new skills and knowledge aligned with their career goals.
    6. Feedback and Reflection: Promote a culture of continuous feedback and reflection. By offering constructive feedback and encouraging employees to assess their progress, they become more self-aware and adaptable.
    7. Accountability: Employees are encouraged to hold themselves accountable for their career development. As a leadership coach, it is recommended that supervisors help employees establish milestones and regularly check in on their progress without micromanaging their day-to-day tasks.
    8. Supportive Coaching: Through regular coaching sessions, provide a supportive framework where employees can discuss challenges, seek guidance, and refine their strategies for career advancement.
    9. Celebrate Achievements: Recognizing and celebrating milestones and achievements is crucial for motivation. Acknowledge employees’ accomplishments, reinforcing their sense of progress and satisfaction.
    10. Adaptability: Recognize that career paths may evolve, be flexible and adapt coaching strategies to align with changing goals and circumstances.

    By coaching employees in this manner, we can empower them to take control of their career development journey. It fosters a sense of autonomy, motivation, and engagement while avoiding the pitfalls of micromanagement. Ultimately, the goal is to help individuals thrive and achieve their career aspirations in a supportive and non-intrusive manner.

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